Tuition Fees and Scholarships

The tuition fee remains the same throughout the studies.

KAMK uses Flywire to receive payments from international students worldwide.

New students pay the tuition fee at the time of confirming the study place. The fee must be paid at once and cannot be paid in installments. The tuition fee is paid in full even though the student enrolls as non-attending (absent) for the first year.

The tuition fee for second and following academic years is paid per semester. It is not possible to pay the tuition fee in installments. The attendance enrollment for continuing students in PAKKI will be made by the Study Services after the tuition fee is paid in Flywire.

• Tuition fee for the autumn semester is paid latest by 15 August
• Tuition fee for the spring semester is paid latest by 15 December

If the student does not pay the tuition fee within the given deadlines, they will lose the study right. This means that the student will no longer be able to access their KAMK account, enroll or participate in courses or gain any credits. The study right can be restored by submitting an application to restore the study right and paying the handling fee of 50 euros in addition to the tuition fee. The study right can be restored if the student has an existing study right and they have realistic chances to graduate within the remaining study right.

Please note, that KAMK will not send a separate confirmation when we have received your payment. You can download the official receipt of the payment transaction directly from Flywire.

Scholarships are available only for fee-paying students.

First year scholarship for Bachelor’s Degree

An Early Bird discount is available for applicants who accept the study place and pay their tuition fee within two weeks (14 days) from the notice of admission. The early bird discount is applicable only for the first year tuition fee. The Early-Bird Scholarship is not available for applicants applying through rolling admission.

For students starting their studies before 31 December 2023:

The Early Bird discount covers 3 000 euros of the first year tuition fee and is directly used to reduce the tuition fee. I.e., the student pays 3 000 euros tuition fee for the first study year.

For students starting their studies after 1 January 2024:

The Early Bird discount covers 2 000 euros of the first year tuition fee and is directly used to reduce the tuition fee. I.e., the student pays 5 000 euros tuition fee for the first study year.

For students starting their studies after 1 August 2025:

The Early Bird discount covers 2 000 euros of the first year tuition fee and is directly used to reduce the tuition fee. I.e., the student pays 6 000 euros tuition fee for the first study year.

For students starting their studies after 1 August 2026:

The Early Bird discount covers 2 000 euros of the first year tuition fee and is directly used to reduce the tuition fee. I.e., the student pays 8 000 euros tuition fee for the first study year.

First year scholarship for Master’s Degree:

The Early Bird discount covers 2 000 euros of the first year tuition fee and is directly used to reduce the tuition fee.

It is only possible to receive the scholarship during the standard study period of 3,5 academic years in the bachelor’s degrees.

Studies started before 1 August 2025

It is possible to receive both mentioned scholarships in the same year, once during the studies.

The scholarship rewarding for good progress in the studies:

The scholarship provides a discount of 3 000 euros to the tuition fee from their second year onward, provided that they accomplish a minimum of 55 credits per academic year on Bachelor level. The credits are counted cumulatively, i.e. 55 credits after the first year, 110 credits after the second year etc.

The studies affecting the following year’s scholarship must be completed within the previous academic year (between 1.8. – 31.7.). All the credits must be marked in PAKKI by 31 August / 8 January depending on the deadline of the tuition fee payment. Studies completed outside your current study right will not be considered as part of the completed studies.

The eligibility for the scholarship is checked for all fee-paying students without a separate application. In case the scholarship is not granted, the student will receive instructions on paying the remaining tuition fee by email.

The scholarship based on Finnish language

It is possible to apply for a scholarship based on a Finnish language level test completed during the studies. The accepted test is the National certificate of language proficiency (YKI), intermediate level or higher. In case the student has passed the test earlier, the student must pass a higher level to be eligible for the scholarship. The scholarship is worth 3 000 euros and it is directly used to reduce the tuition fee. The student can only receive the scholarship based on Finnish language once during their studies.

The scholarship based on the Finnish language skills must be applied separately at the same time with paying the tuition fee (1 – 15 August / 1 – 15 December). The YKI certificate must be attached to the application.

Further information about the YKI test

It is possible to apply for a scholarship based on a Finnish language level test completed during the studies. The accepted test is the National certificate of language proficiency (YKI). The scholarship is available after the first year of studies and the student can receive the scholarship 3 times, on condition that each time they take a test of a higher level. The scholarship cannot therefore be awarded on the basis of a lower level test.

The amount of the scholarship depends on the level of the completed language test (YKI).

• Basic level: 500 euros (proficiency level 1 and 2)
• Intermediate level: 1 000 euros (proficiency level 3 and 4)
• Advanced level: 1 500 euros (proficiency level 5 and 6)

The scholarship based on the Finnish language skills must be applied separately at the same time with paying the tuition fee (1 – 15 August / 1 – 15 December). The YKI certificate and the test assessment scale must be attached to the application. Late applications will be considered for the following year’s tuition fee. If a student no longer has tuition fees to be paid, they are not eligible to receive the scholarship.

Further information about the YKI test

It is possible to apply for a scholarship based on a Finnish language level test completed during the studies. The accepted test is the National certificate of language proficiency (YKI). The scholarship is available after the first year of studies and the student can receive the scholarship 3 times, on condition that each time they take a test of a higher level. The scholarship cannot therefore be awarded on the basis of a lower level test.

The amount of the scholarship depends on the level of the completed language test (YKI).

Basic level: 500 euros (proficiency level 1 and 2)
Intermediate level: 1 000 euros (proficiency level 3 and 4)
Advanced level: 1 500 euros (proficiency level 5 and 6)

The scholarship based on the Finnish language skills must be applied separately at the same time with paying the tuition fee (1 – 15 August / 1 – 15 December). The YKI certificate and the test assessment scale must be attached to the application. Late applications will be considered for the following year’s tuition fee. If a student no longer has tuition fees to be paid, they are not eligible to receive the scholarship.

The Student Agreement applies to tuition fees and scholarships at Kajaani University of Applied Sciences and defines the rights and obligations of the student and the terms under which the students may receive a scholarship for their studies.

This Agreement applies to all KAMK students who are obliged to pay tuition fees for all KAMK’s bachelor’s and master’s degree programmes. This student agreement enters into force after the student has accepted the study place at KAMK. Read more

Tuition fees are refunded only if a residence permit is denied or not granted within the first two semesters after the start of the study right. After the first two semesters, the Student is not entitled to a refund.

The refund of tuition fees is subject to the following conditions:

• the Student has started the application process for a residence permit within 14 days of being granted a study place
• the Student has paid the tuition fee in accordance with the guidelines,
• the applicant has not withdrawn their residence permit application or interfered with the process (e.g., by knowingly providing false information), leading to a negative decision or suspension by the Immigration Service, and
• the Student has applied for a refund of the tuition fee by the deadline by the last day of their first two semesters (31.7. or 31.12.).

Students must apply for a tuition fee refund by sending a written application by e-mail to studyservices(at)kamk.fi within the stated deadline, attaching a negative residence permit decision from MIGRI or, if still pending, other supporting documents (e.g., EnterFinland confirmation, embassy appointment, waiting list confirmation). Refund decisions are based on the application.

The tuition fee will not be refunded for the semesters the Student has been offered online or remote studies. Students studying in part-time or fully online degree programmes are not eligible for a refund of tuition fees. If the degree does not offer online studies, a refund is possible from the whole academic year.

If the Student obtains a residence permit after the refund and wishes to continue their studies at KAMK, they will have to pay the remaining tuition fee and apply for restoring the study rights.

The paid tuition fee will not be refunded if the Student has obtained a residence permit and decides to resign from their studies.

A processing fee of 250 EUR will be deducted from the refunded tuition fee.

If a Student has paid too much tuition fee, the excess amount will be refunded in full to the Student’s Finnish bank account without a handling fee. The payment will not be refunded to a foreign bank account. If the excess amount is small, less than €30, it will not be refunded.

In addition to the tuition fee, the students must pay for their study materials and their own living costs. The average monthly living expenses for a student living in Finland are approximately 800 – 1000 euros. This may vary depending on personal circumstances.

Finding a job in Finland can be difficult and time-consuming if you do not speak Finnish. Do not count on finding a job immediately but be prepared to support yourself throughout the studies without working.

When applying for a residence permit in Finland, non-EU/EEA nationals need to apply for residence permit to Finland and prove in their application that they have sufficient financial resources for living in Finland.

Required Funds

There is no tuition fee for citizens of Finland, the European Union (EU) and the European Economic Area (EEA) countries, or citizens of Switzerland.

Non-EU/EEA students can be exempted from the tuition fee, if they have one of the following conditions:

The fee is not charged if the student studies in a degree programme taught in Finnish language. Neither is the fee charged for persons who, under the Aliens Act:

• have a European Union Blue Card
• have a permanent residence permit
• have a continuous residence permit for purposes other than studies*
• are under temporary protection
• have a long-term resident’s European Union residence permit issued to third-country nationals
• have an EU Family Member’s Residence Card in Finland.

*Please note that in the following cases the tuition fee is charged:

• If your first residence permit in Finland was granted for the purpose of studying, you are required to pay tuition fees, even if you later obtained a continuous residence permit (type A) on other grounds.
• If you have a continuous residence permit (type A) based on family ties, and your family member originally came to Finland on a residence permit granted for studying, you are also required to pay tuition fees.

However, if your continuous residence permit (type A) is based on family ties in Finland, and your family member is a Finnish citizen or is staying in Finland with a permanent residence permit, you will be exempted from tuition fees.

The Study Services determines the student’s tuition fee obligations based on the law. Please contact the Study Services (studyservices(at)kamk.fi) if you have documentation that you are exempted from the tuition fee or have any other questions regarding the tuition fee payments.